Financial Planning

Wealth Accumulation

When you are seeking to build wealth throughout each stage of your working life, we will be there to help you with a range of services that you require.

  • Tax Effective Savings Plans
  • Advice on asset allocation giving you long term growth
  • Superannuation advice
  • Managing cash flow and debt

Cash Flow Advice and Management

When developing a financial plan, managing your cash flow is important. Managing your cashflow will help you whether you are in the stage of life actively growing your wealth or planning for your retirement years, we can effectively manage your cashflow to help you meet your financial goals.

Retirement Planning

Getting the right financial advice to help you to secure a comfortable lifestyle knowing you are securely invested, at the appropriate time transferred, and eventually passed onto the next generation in the most tax-effective way.

Our team of highly degree qualified advisers can offer our clients advice in industry and retail Super funds and Self- Managed Super Funds advice offering a full service of Fund establishment and ongoing strategic investment solutions.

We can give advice on the following:

    • Superannuation Investment
    • Tax Effective Retirement Income Streams’ Lump Sum Investment Advice
    • Management and advice on redundancy 
    • Social Security

Risk Management and Asset Protection

Osborne Yuille advisers can advise you on insurance which is an important risk management strategy to help protect you and your family from financial hardship when an unplanned event occurs, such as an accident, sickness, or death in the family. We can offer you a review service to ensure that you are adequately covered if an unplanned event occurs. You could be underinsured or even overinsured.

Our Insurance Services can help you with:

  • Life and Total and Permanent Disability Insurance
  • Income Protection
  • Trauma Insurance
  • Business Insurance

Aged Care

OYA Financial Services have qualified and trained Aged Care specialists. Aged Care can be such a minefield and difficult to plan at a time of life that can be traumatic being confronted with a range of complex questions and decisions. Making the right decision about Aged Care will depend on a multitude of factors. Our highly trained Aged Care specialists can provide that specialist advice to help ensure that you and your family make will be the right decisions, keeping in mind the impact the decisions could have on your financial situation, Age Pension entitlements and aged care costs.

Investment Portfolio Services

The first task in constructing an investment portfolio is to ensure we understand your current financial situation, your investment goals and your tolerance to risk before we start to construct your portfolio of investments. We have access to a wide range of investments, both managed funds and listed services.